Economy
Danantara Begins Snapping Up State-Owned Shares After IHSG Plunges…
The Indonesia Danantara Investment Management Agency began purchasing shares in the capital market over the past two days (October 21-22, 2026), focusing on SOE stocks deemed to have strong fundamentals and attractive valuations.
Indonesian Nickel: From Mines to EV Batteries in Global Supply Chains
Data Survei Geologi Amerika Serikat (USGS): Indonesia memegang cadangan nikel terbesar di dunia — sekitar 42 persen cadangan global atau setara 55 juta ton.
Wall Street Plummets, Brent Oil Surges to US$113 per Barrel
Bursa AS ditutup melemah tajam pada perdagangan Kamis: S&P 500 turun 1,21% ke 7.663,43 dan Nasdaq anjlok 2,60% ke 26.008,86, sementara Dow Jones bertahan naik tipis 0,02% ke 52.867,98.
Realized Investment of Rp3.923 T in 2 Years of Prabowo, 5.48 Million…
Investment realization from the fourth quarter of 2024 through the third quarter of 2026 reached Rp3,923.2 trillion — equivalent to 30.1 percent of the Rp13,032.8 trillion investment needed for 2025–2029.
Prabowo Forms DNKK, Targets Rp400 Trillion in People's Credit
Presiden Prabowo Subianto meresmikan pembentukan Dewan Nasional Kesejahteraan Keuangan (DNKK) dalam Rakornas TPAKD 2026 di JIExpo Convention Centre, Kemayoran, Jakarta, Kamis (22/10/2026).
Antam Gold Price October 23, 2026 Holds at Rp2,550,000 per Gram
The price of Antam Logam Mulia (LM) gold on 23/10/2026 held steady at Rp2,550,000 per gram, unchanged from the previous day's trading; the buyback price stood at Rp2,365,000 per gram (data from emasantam.id).
WCCE 2026 Approves Jakarta Vision, Creative Economy Aims Above 8% of…
The World Conference on Creative Economy (WCCE) 2026 in Jakarta (21–23/10/2026), attended by 38 heads of delegation, agreed on the Jakarta Vision on Creative Economy document.
Rice Social Assistance Phase III Disbursed: 33.2 Million Recipients…
Perum Bulog together with Commission IV of the DPR RI officially launched the distribution of Phase III Rice Food Assistance on Tuesday (20/10/2026) at the Potorono Village Hall, Kapanewon Banguntapan, Bantul Regency, Special Region of Yogyakarta.
RDMP Balikpapan 99 Percent Complete, Bahlil: Pertalite Stock Safe…
The RDMP Balikpapan Refinery project in East Kalimantan has reached 99 percent completion; the statement was made by Bahlil Lahadalia on Friday (23/10/2026), as reported by Detik Finance.
IKN Clinches IDR 6.56T Investment, Targets Political Capital by 2028
Otorita IKN (OIKN) mengamankan komitmen investasi Rp6,56 triliun untuk hunian ASN dan fasilitas perkotaan, diumumkan Kepala OIKN Basuki Hadimuljono di Nusantara, 15/10/2026.
DNKK Shift: From Bank Account Ownership to Family Well-Being
Presiden Prabowo Subianto resmi meluncurkan Dewan Nasional Kesejahteraan Keuangan (DNKK) dalam Rapat Koordinasi Nasional Tim Percepatan Akses Keuangan Daerah (Rakornas TPAKD) 2026 di Jakarta International Expo (JIExpo), Kemayoran, Jakarta Pusat, Kamis (22/10/2026) (investor.id).
Jakarta Job Fair Opens With 12,000 Vacancies Across 100 Companies
Karir Jakarta & Tenaga Kerja Mandiri (TKM) Expo 2026 dibuka Gubernur DKI Jakarta Pramono Anung pada Kamis, 22 Oktober 2026, di Hall Lantai 2 SMESCO Indonesia, Jakarta Selatan.
Social Assistance of Rp31.8 T: 10 Kg Rice for 3 Months to…
The government is preparing a budget of around Rp31.8 trillion to implement four economic programs through the end of 2026, announced Coordinating Minister for Economic Affairs Airlangga Hartarto following a Plenary Cabinet Meeting led by President Prabowo Subianto on Wednesday (21/10/2026).
Prabowo Targets Rp400 T in Loans for 28 Million Families
President Prabowo targets credit distribution of up to Rp400 trillion to farmers, fishermen, rural and remote-underdeveloped communities, MSMEs, and low-income urban residents.
Prabowo to MSCI: Indonesia Has No Fear, Will Not Falter
President Prabowo Subianto delivered a stern message to MSCI at the opening of the Plenary Cabinet Meeting at the Presidential Palace, Jakarta, on Wednesday (21/10/2026): "All kinds of MSCI, all kinds of demonstrations trying to scare us. I say to MSCI, the Indonesian nation is not afraid and will not falter. We are not afraid, we have courage and we are willing to sacrifice and we do not give up." (Bloomberg Technoz).
BI Holds Key Rate at 5.75%, Raises Deposit Facility to 5%
Bank Indonesia menahan suku bunga acuan (BI Rate) di 5,75% dalam RDG 20-21 Oktober 2026, diumumkan dalam konferensi pers di Gedung Thamrin, Jakarta, Rabu (21/10/2026) sore (Bloomberg Technoz).
IDX Suspends BSWD Soaring 850% and MSIN Plunging 71.6%
BEI menghentikan sementara (suspensi) perdagangan saham PT Bank Of India Indonesia Tbk (BSWD) dan PT MNC Digital Entertainment Tbk (MSIN) mulai sesi I Rabu (21/10/2026), berlaku di Pasar Reguler dan Pasar Tunai.
BI Holds Benchmark Rate at 5.75%, Raises Deposit Facility to 5%
BI menahan BI Rate di 5,75% pada RDG 20–21 Oktober 2026; suku bunga deposit facility naik 25 bps dari 4,75% menjadi 5%; lending facility tetap 6,50% (Reuters, Bloomberg Technoz, IDNFinancials).
IDX Composite Drops 1.31% Ahead of BI Rate Decision
IHSG turun 69,39 poin (1,31%) ke 5.209,5 pada pukul 09:35 WIB Rabu (21/10/2026); saham energi memimpin pelemahan dengan turun 3,1%, disusul basic materials 1,8% (CNBC Indonesia/data Refinitiv).
Civil Servant Salaries via Village Co-ops? Ministry Clarifies
Menteri Koperasi Ferry Juliantono (14/10/2026): pemerintah akan mengalihkan penyaluran gaji ASN melalui Koperasi Desa/Kelurahan Merah Putih (Kopdes); pengajuan sudah disampaikan ke Kementerian Keuangan; waktu realisasi belum dipastikan.
IHSG Surges 5.65% to 5,278 Following Two-Day Slump
IHSG ditutup menguat 5,65 persen atau bertambah 282,28 poin ke level 5.278,89 pada penutupan perdagangan Selasa (20/10/2026) — level tertinggi hari itu.
Danantara Merges 4 Asset Managers with IDR 143 Trillion in AUM
Akta penggabungan empat manajer investasi BUMN ditandatangani di Jakarta pada 28 September 2026; PT Mandiri Manajemen Investasi ditetapkan sebagai perusahaan penerima penggabungan.
Indonesia Poverty Drops to 8.07%, 920,000 People Lifted Out of Poverty
Badan Komunikasi Pemerintah (Bakom) RI menyebut tingkat kemiskinan Indonesia turun menjadi 8,07 persen pada Maret 2026, dengan jumlah penduduk miskin 22,93 juta orang — berkurang 920 ribu orang dibanding Maret 2025, berdasarkan data Badan Pusat Statistik (BPS).
JCI Plunges Below 5,000 at Monday Open, Down 4.3 Percent
Indonesia's Composite Index (JCI) opened Monday (Oct 19, 2026) down 223.23 points, or 4.31 percent, to 4,961.87 — breaking below the psychological 5,000 level for the first time in 2026.
Indonesia Stock Exchange Cuts ARB Floor to 7 Percent Effective Today
The Indonesia Stock Exchange (IDX) cut the auto rejection lower limit (ARB) for stocks from 15% to 7% effective Monday (19/10/2026), applying to the Regular and Cash Markets.
Digital Gold Transactions Hit Rp299.49T, Soaring 641%
Nilai transaksi emas digital Indonesia Januari–Agustus 2026 mencapai Rp299,49 triliun, melonjak 641,1 persen dibanding Rp40,41 triliun pada periode yang sama tahun 2025.
House Budget Body Chief Hits Back at MSCI: 'They Are Not Prophets'
Said Abdullah, Ketua Badan Anggaran DPR RI, mengkritik MSCI melalui keterangan tertulis yang diterima Kompas.com, Minggu (18/10/2026).
Ex-BNI CEO Achmad Baiquni Appointed Director of KFC Indonesia
PT Fast Food Indonesia Tbk (FAST), pengelola restoran KFC di Indonesia, menunjuk Achmad Baiquni sebagai Direktur I untuk periode 2026-2030.
Bahlil Orders Doubling of Fuel Ships, Stock Safe 16-18 Days
Energy and Mineral Resources Minister Bahlil Lahadalia ordered PT Pertamina to double its fleet of fuel transport vessels to speed up distribution, especially from East Java to Bali, which relies on sea transport.
Bahlil Orders Fuel Ships Doubled, National Stock at 16–18 Days
Menteri ESDM Bahlil Lahadalia memerintahkan PT Pertamina menggandakan armada kapal pengangkut BBM untuk mempercepat distribusi, terutama dari Jawa Timur menuju Bali yang bergantung pada transportasi laut.
OJK Denda DSSA, BREN, CUAN Rp2,1 Triliun, Rekor
OJK imposed a record Rp2.1 trillion in fines on parties linked to DSSA, BREN, and CUAN over alleged share trading manipulation and IPO allotment violations, announced at a press conference at the BEI, Friday (10/16/2026).
Govt Prepares 6% Subsidized Mortgages for Rp17 Million Salaries
Indonesia's Minister of Housing and Settlements (PKP) Maruarar Sirait said the government is preparing a subsidized mortgage scheme for workers earning up to Rp17 million per month, with a 6 percent interest rate. The statement was made at Wisma Mandiri, Jakarta, on Friday (16/10/2026).
MSCI Proposes to Downgrade Indonesia from Emerging to Standalone
Morgan Stanley Capital International (MSCI) announced the opening of a consultation on the proposed reclassification of the MSCI Indonesia Index from Emerging Market to Standalone Market on October 15, 2026 (New York time).
Antam Gold Rises Rp7,000 to Rp2,572,000 per Gram on October 17
The price of PT Aneka Tambang Tbk (Antam) gold bars — Antam is Indonesia's state-owned mining company — rose to Rp2,572,000 per gram on Saturday (10/17/2026), up Rp7,000 from Friday's Rp2,565,000, according to data on Antam's official Logam Mulia (Precious Metals) website.
Bali Odd-Even Pertalite Fuel Policy Starts October 17, 2026
The Bali provincial government and Pertamina Patra Niaga are enforcing odd-even Pertalite fueling at all Bali gas stations from Saturday, October 17 to Monday, October 19, 2026, under Bali Governor's Letter No. B.21.500.1/16673/V/DISNAKER.ESDM.
Krisis BBM Hari Kelima: Antre 4 Km, Eceran Rp45 Ribu
The BBM crisis in Bali has entered its fifth day: motorcycle rails spread up to 4 kilometers and cars 3.5 kilometers in Denpasar.
63,789 Workers Laid Off, Manpower Ministry: West Java Highest
The Manpower Ministry recorded 63,789 workers laid off in January–September 2026, based on reports filed through the Job Loss Guarantee (JKP) system.
Haji Isam Acquires 30.25% of Bayan Resources Shares for Rp26.1…
PT Jhonlin Baratama, owned by Haji Isam, completed the purchase of 10,084,088,370 shares of PT Bayan Resources Tbk (BYAN), equivalent to 30.25% of the company's issued and paid-up capital.
Nasdaq Plummets, AI Stocks Crash Amid Hot US Inflation
The Nasdaq Composite index plummeted 1.3 percent and the S&P 500 dropped 0.5 percent in Thursday (10/15/2026) trading, while the Dow Jones Industrial Average actually rose 273 points, or 0.5 percent.
Gold Price Breaks Above US$4,150 Amid Market Turmoil
Spot gold broke above US$4,150 per troy ounce in Friday's trading (16/10/2026); market data put spot between US$4,175 and a session peak of US$4,201.
IMF: Prolonged Middle East War Biggest Risk to Regional Economy
Jihad Azour, the IMF's Director for the Middle East and Central Asia, delivered the warning on Thursday, October 15, 2026, on the sidelines of the IMF and World Bank Annual Meetings in Bangkok, Thailand.
Dasco, OJK Chief & Danantara CEO Visit IDX After JCI Plunge
House of Representatives Deputy Speaker Sufmi Dasco Ahmad, Investment Minister and Danantara Indonesia CEO Rosan Perkasa Roeslani, Financial Services Authority (OJK) Chair Friderica Widyasari Dewi, and National Police Chief Gen. Suyudi Ario Seto visited the Indonesia Stock Exchange (IDX) building in Jakarta on Friday (16/10/2026) at around 1:00 p.m. local time. Danantara COO Dony Oskaria also joined.
IHSG Dihentikan Usai Anjlok 8%, Rupiah Tembus 18.000
The IHSG opened 8.01% lower at 5,393.92 on Friday (10/16/2026); 14 stocks rose, 595 fell, 354 were flat; BEI market capitalization at Rp9,538.22 trillion.
Pertamina President Director Apologizes, Bali Fuel Queue Snakes 3 Km
President Director of PT Pertamina (Persero) Simon Aloysius Mantiri extended an apology to the people of Bali for long fuel queues at a number of gas stations, following a coordination meeting with Bali Governor Wayan Koster at Fuel Terminal Sanggaran, Denpasar, Tuesday (13/10/2026).
Indonesia Energy Subsidy Nears Rp100 Trillion as ICP Hits USD100
Coordinating Minister for Downstreaming and Energy Transition and Energy and Mineral Resources (ESDM) Minister Bahlil Lahadalia said Indonesia's energy subsidy burden has ballooned to nearly Rp100 trillion with the Indonesian Crude Price (ICP) averaging USD90-100 per barrel; the remarks were made at the inauguration of the PT Energi Nusantara Perkasa LPG refinery in Karawang, West Java, on Thursday (15/10/2026)
OJK Fines DSSA, BREN, CUAN Rp2.1T Over Alleged Share Manipulation
The Financial Services Authority (OJK) imposed a combined fine of Rp2.1 trillion on three listed companies for alleged capital market transaction violations. The announcement was made by OJK Chief Executive of Capital Market, Financial Derivatives and Carbon Exchange Supervision Hasan Fawzi at a press conference at the Indonesia Stock Exchange (IDX) in Jakarta on Friday (10/16/2026).
Pertalite Stock Drops to 16 Days, Bahlil Warns Against Panic Buying
The national stock of Pertalite (RON 90) has shrunk from above 20 days to 16-18 days, Minister of Energy and Mineral Resources Bahlil Lahadalia revealed in Jakarta on Friday (16/10/2026).
New PLN Chief: Suroso Isnandar Replaces Darmawan Prasodjo
An extraordinary general meeting of shareholders (RUPSLB) of PT PLN (Persero) was held online via Zoom on Wednesday (10/14/2026) starting at 6:30 p.m. Jakarta time, appointing Suroso Isnandar as President Director to replace Darmawan Prasodjo.
IMF Warns Asia's Economy Will Slow to 4.4% in 2027
The International Monetary Fund (IMF) projects Asia's economy to grow 4.8 percent in 2026 and slow to 4.4 percent in 2027, down from a 5.0 percent expansion in 2025.
AS Pertimbangkan Longgarkan Sanksi Shadow Fleet Rusia
The administration of US President Donald Trump is considering easing sanctions on so-called shadow fleet vessels that have transported oil and petroleum products from Russia, Iran, and Venezuela, to cut record-high global tanker freight rates, a US official said on Wednesday (14/10/2026), according to Reuters.
JCI Plunges 1.33% to 5,863, Dragged by Hot US Inflation
The JCI closed at 5,863.78 on Thursday (10/15/2026), down 79.24 points or 1.33 percent, based on data from the Indonesia Stock Exchange (IDX) via RTI Business.
BBM in Bali gets worse, residents want to stay in SPBU
The BBM breakdown in Bali continued until Thursday (15/10/2026) and has been around a week since Monday (12/10/2026).
Trade Expo Indonesia 2026 Dibuka, Target US$17,5 Miliar
The 41st TEI opened on Wednesday (14/10/2026) at ICE BSD City, Tangerang, and runs until October 18, 2026, under the theme "The Ultimate Hub for Global Sourcing".
Indonesia's 2027 Hajj Cost Set at Rp98.47 Million
The 1448 Hijriah/2027 Hajj organizing cost (BPIH) was agreed at an average of Rp98,466,463.35 per pilgrim.
Serikat Buruh Usul UMP 2027 Naik 7,5-9,5%
The Indonesian Trade Union Confederation (KSPI) and the Labor Party have proposed raising the 2027 minimum wage by 7.5 to 9.5 percent. The proposal was announced by KSPI and Labor Party president Said Iqbal at an online press conference on Tuesday (10/13/2026).
How to Check SLIK OJK (Credit Score) Online: Free and Easy
SLIK (Sistem Layanan Informasi Keuangan, Financial Services Information System) is the debtor information system managed by Indonesia's Financial Services Authority (OJK), replacing BI Checking, which was previously run by Bank Indonesia.
How to Open a Bank Account Online: BRI, BCA, BNI, Mandiri
Indonesia's major banks offer fully online account opening through their apps: BRImo (BRI), myBCA (BCA), wondr by BNI (BNI), and Livin’ by Mandiri (Bank Mandiri).
2026 Minimum Wage in Indonesia: Full Province List, Jakarta Highest
The 2026 Provincial Minimum Wage (UMP) was set by the government under Government Regulation No. 49 of 2025, with the formula: UMP 2026 = UMP 2025 + (UMP 2025 × Alpha Index); the alpha index of 0.5–0.9 is set by each governor considering inflation, economic growth, and the Decent Living Needs standard.
Cara Daftar NPWP Online 2026: Syarat & Langkah
NPWP (Nomor Pokok Wajib Pajak) is Indonesia's Tax Identification Number; online registration is done through the Directorate General of Taxes (DJP) official site at ereg.pajak.go.id.
Fuel Queues Spread in Bali, Pertamina CEO Apologizes
Long fuel queues snaked through Pertamina-branded gas stations (SPBU) across Bali — Denpasar, Badung, Tabanan, Klungkung, Gianyar, Buleleng, and Bangli — from Monday, October 12, 2026; subsidized Pertalite was reported empty at several points.
BI Tahan Suku Bunga 5,75%, Ekonom: Langkah Tepat
Bank Indonesia held the BI-Rate at 5.75%, the Deposit Facility rate at 4.75%, and the Lending Facility rate at 6.50% at its 22-23 September 2026 board meeting.
Indonesia Akhiri Insentif Impor EV 2026, Fokus Lokal
Indonesia will not extend import incentives for fully built-up (CBU) electric cars from January 1, 2026 (Industry Minister Agus Gumiwang Kartasasmita).
Saving Tips with the 50/30/20 Method for Beginners
The 50/30/20 rule splits income into 50 percent needs, 30 percent wants, and 20 percent savings and investments.
How to Top Up a PLN Electricity Token via Phone: PLN Mobile to...
Prepaid electricity tokens can be bought through the PLN Mobile app: choose the “Kelistrikan” (Electricity) menu → “Token dan Pembayaran” (Token and Payment) → enter the customer ID → pick a denomination → pay → view the 20-digit code in “Lihat Transaksi Saya” (View My Transactions).
QRIS Transactions Hit Rp1.12 Quadrillion, MSMEs 96.68%
In H1-2026, QRIS processed 12.55 billion transactions worth Rp1.12 quadrillion, up 93.92% year-on-year.
Antam Gold Price 14 October 2026 Flat at Rp2,574,000 per Gram
Antam's 1-gram Logam Mulia gold bar was unchanged at Rp2,574,000 per gram on Wednesday (14/10/2026).
Inflasi September 2026 Naik 3,28%, Cabai Pemicu
Statistics Indonesia (BPS) recorded September 2026 inflation at 0.30% month-to-month; the CPI rose from 111.97 in August to 112.31.
Ajaib Raih Rp4,3 Triliun dari SBI Holdings Jepang
Indonesian investment platform Ajaib raised US$270 million in Series C funding from Japan's SBI Holdings.
What Is Alternative Credit Scoring? OJK Pushes It for MSMEs
OJK is promoting alternative credit scoring to widen financing access for MSMEs (UMKM).
How to Check the Official Antam Gold Price Today
Antam's gold bar price on October 14, 2026 held at Rp2,574,000 per gram, unchanged after falling Rp20,000 on Tuesday.
Legal Online Loans Registered with OJK 2026: 95 Licensed Companies
As of September 2026, Indonesia's Financial Services Authority (OJK) lists 95 licensed online lending (fintech lending) providers legally operating in the country.
UMP Jakarta 2026 Rp5,72 Juta, Naik 6,17% per Januari
Jakarta Governor Pramono Anung set the 2026 Jakarta Provincial Minimum Wage (UMP) at Rp5,729,876 per month, announced 24 December 2025 and effective 1 January 2026.
Kurs Rupiah 14 Oktober 2026 Melemah ke Rp17.913/US$
The rupiah opened 12 points (0.07%) weaker at Rp17,913 per US dollar at 09:05 WIB in the spot market, per Bloomberg data.
Tips to Save on Monthly Groceries Without Sacrificing Quality
According to Statistics Indonesia (BPS), the average Indonesian household spends around 50 percent of monthly income on food and household needs.
How to Check the Dollar-Rupiah Rate: Rp17,930 Today
Bank Indonesia's JISDOR reference rate on October 14, 2026 was Rp17,930 per US dollar; live TradingView data showed Rp17,925.0 at 09:30 WIB.
Cara Daftar QR Code MyPertamina BBM Subsidi 2026
Pertamina requires a QR code/barcode to buy subsidized Pertalite and Solar fuels at gas stations, issued after registering in the Subsidi Tepat program via MyPertamina or official channels.
Cek BLT Kesra Rp900 Ribu: Berakhir 2025, Cara Verifikasi
The keyword "cek bansos" (bansos check) surged on Google Trends Indonesia with over 10,000 searches in two hours — Indonesians searching for the status of the BLT Kesra cash assistance in 2026.
How to Check Your PLN Electricity Bill Online: PLN Mobile to SMS
Postpaid electricity bills are most practically checked through the PLN Mobile app: register an account, open the “Informasi Tagihan dan Token Listrik” (Bill and Token Information) or “Token dan Pembayaran” (Token and Payment) menu, enter the customer ID — the system shows the bill amount, period, payment status, and history.
How to Claim BPJS Employment Benefits Online: JMO to Lapak Asik
Claiming JHT (Jaminan Hari Tua, Old-Age Security) from BPJS Ketenagakerjaan — Indonesia's employment social security agency — is easiest through the JMO (Jamsostek Mobile) app for balances up to IDR 10 million.
JCI Tests 6,000 Level, Morning Session Up 0.78% to 5,972
The JCI rose 0.78% to 5,972.453 in Wednesday's (14/10/2026) morning session at 11:40 WIB, after opening 0.25% higher at 5,940.68.
How to Calculate a Mortgage (KPR) and Simulate Monthly Payments
Mortgage (KPR, Kredit Pemilikan Rumah) installments in Indonesia are calculated with the annuity method: Installment = P × (i/12) / (1 − (1 + i/12)^−n), where P = loan principal, i = annual interest rate, and n = number of months.
Harga BBM 14 Oktober 2026: Stabil, Pertalite Rp10.000
All Pertamina and private-operator fuel prices were unchanged as of 14 October 2026, holding since the last adjustment on 2 September 2026.
Minyakita Above Price Ceiling, Pekanbaru Readies Market Operations
The government's ceiling price (HET) for Minyakita cooking oil is Rp15,700 per liter, but retail prices exceed it in several regions.
Serikat Buruh Usul UMP 2027 Naik 7,5-9,5%
The Indonesian Trade Union Confederation (KSPI) and the Labor Party proposed a 2027 minimum wage increase of 7.5 to 9.5 percent. The proposal was announced by KSPI and Labor Party president Said Iqbal in an online press conference on Tuesday (10/13/2026).
Coretax DJP: How to Register an Account and File Your Annual Tax...
Coretax DJP is the integrated tax information system of Indonesia's Directorate General of Taxes (DJP), replacing the old DJP Online and e-Filing as the main digital tax platform.
Beginner's Guide to Gold Investing 2026: Start at Rp500
Digital gold can be bought from Rp500 (Tokopedia Emas, Shopee Emas), Rp1,000 (GoInvestasi), Rp5,000 (Pegadaian Digital, Pluang), up to Rp10,000 per transaction.